When you get hurt at work, you know there will be some financial losses. While the medical coverage is comprehensive and should leave you with no personal responsibilities for the necessary care, disability coverage still has some gaps. Even if someone has a straightforward workers’ compensation claim, the benefits available to workers in Georgia don’t fully replace their lost wages.
Quite to the contrary, workers’ compensation disability benefits intentionally only replace a portion of your lost wages. Workers can potentially receive up to two-thirds of their average weekly wage in disability benefits until they return to work.
However, even that reduced level of income is subject to strict limitations. Specifically, Georgia has a maximum benefit amount that applies no matter how much someone typically makes or how many family members they need to support. How much can you potentially receive in disability benefits?
The state routinely adjusts the maximum benefit
The highest amount the state will pay to workers who need workers’ compensation should reflect wages across the state and the standard of living. Lawmakers adjust the amount every few years to ensure that workers who need disability benefits can pay their bills with what they receive.
The most recent increase for the maximum benefit payment occurred on July 1st, 2019. Currently, workers can receive a maximum of $675 per week from workers’ compensation. Those who qualify for partial disability benefits may not receive even that much. High-earners may find that what they receive is far less than two-thirds of their usual pay.
Finding out more about how Georgia workers’ compensation works can help you manage your claim and household after an injury.