Those who work in the construction industry have a higher risk than the average employee to get hurt on the job. Typically, injured construction professionals can depend on workers’ compensation if their injury keeps them from working.
However, workers can make mistakes after a job incident that could affect their future benefits claim. What are some of the most common mistakes a worker might make after an injury on a construction job?
They don’t tell anyone what happened
If the injury isn’t obviously catastrophic right away, many construction workers will try to power through and may not report what happened to their supervisor. Not speaking up about an incident right after it happens means that there won’t be an official record of the incident, which might complicate a benefits claim.
They don’t go to see a doctor
After you tell your supervisor that you suffered an injury, you need to seek medical care. A quicker evaluation and diagnosis will better protect someone’s right to benefits and potentially improve their prognosis.
They don’t take necessary medical leave
If a doctor tells you that you need to take several weeks off of work to recover from an injury, that does not mean that you should try to push yourself to get back to your job more quickly. Trying to go back to work before you fully recover, especially if you have an injury to your musculature or connective tissue, could mean that you worsen the issue and actually increase how long it takes you to recover.
They use their private insurance instead of workers’ compensation
When an injured worker goes to the doctor for a head injury or a broken bone that they suffered on the job, they should notify the medical provider that their injury is work-related and will likely have workers’ compensation coverage.
Using private health insurance for a work injury means you will have to pay out-of-pocket for your care in most cases. It could also make it harder for you to file a claim for disability benefits later if you need them.
They don’t ask for accommodations from their employer
Many injured workers can get back to work quickly with the right support from their employers. Asking for altered responsibilities, extra breaks for rests or even assistive technology is reasonable when you have a work injury. An employer has an obligation to cooperate with their employees and provide accommodations as long as they don’t cause hardship for the business.
Avoiding common mistakes after a construction injury can make it easier for you to get workers’ compensation benefits if you need them.